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Owl Lake Estates · Firestone, CO

Turf and putting greens in Owl Lake Estates.

What the neighborhood’s own rules say about turf and putting greens. When you’re ready, we’ll walk the yard with you.

A backyard putting green with blue flags beside a stone fire pit and lit seat wall, the Front Range on the horizon, near Berthoud, Colorado

Before you start in Owl Lake Estates.

  • The covenants require ground cover and don’t mention turf, so start with the committee chair.
  • Firestone’s turf permit and product rules apply on every lot.
  • Irrigation here runs on ditch water that isn’t guaranteed. Turf stays green without it.
Read the full rules and sources

How it works.

  1. Book a yard walk

    Tell us about the yard. We’ll set a time to walk it with you, look at the ground and talk through what you want.

  2. Get a plan and a price

    We measure and give you the plan and the price in writing.

  3. We install it

    We take out the old lawn, build and compact the base for your soil, then lay, seam and edge the turf.

  4. Walk it together

    We brush it in, clean up, and walk the finished yard with you before we call it done.

Book a yard walk

Common questions.

Does the Owl Lake ACC have to approve artificial turf?

The documents don’t say so directly. Section 5.05 covers structures and the HOA’s About page covers “improvements or changes to the exterior,” and neither names turf. Ask the ACC chair before you commit; a fence or a structure in the plan goes to the committee regardless. The state’s rule on backyard turf is in the HOA approval guide.

Is artificial turf “appropriate ground cover” under Section 6.14?

The declaration doesn’t define the phrase, and no Owl Lake document mentions turf. It depends on the committee’s reading, so ask the ACC. Separately, Firestone limits how much of a back or side yard turf may cover; the limits are on the Firestone page.

How long does an Owl Lake ACC review take?

Up to 30 days once the committee has everything it asked for, and the project form says answers usually come within 1 to 2 weeks. Check the Town’s rules first, as the chair asked in 2026, and get the ACC’s answer before you request the Town permit.

Can I water from the Town tap if the lake runs dry?

Yes. The HOA says owners can water from their Firestone tap, though it can be cost prohibitive, and a system connected to both the tap and the lake needs an RP or RPZ backflow assembly tested every year. Town customers are under Stage 1 restrictions in 2026.

The fine printOwl Lake Estates’ design rules, in fullOpen

Owl Lake Estates, on the record

The place
Estate lots
Design review
Owl Lake Estates Homeowners Association, Inc.Homeowners association
Town
Firestone, COWeld County

Section 6.14Only in Owl Lake Estates

The covenants ask for ground cover on every lot and never mention turf.

The landscaping rule runs three sentences, and whether artificial turf counts as ground cover is left to the committee.

Section 6.14 of the Declaration of Covenants reads in full: “After construction of the dwelling has been completed on each lot, the owner(s) shall promptly plant and maintain appropriate ground cover on the lot. Ground shall not be permitted to remain bare on any lot except for areas being used for gardens. No Poplar trees shall be permitted.” Artificial turf, synthetic grass and putting greens appear nowhere in the declaration, the members’ January 13, 2010 amendments, the bylaws or the ACC’s project form.

The documents draw the review line in different places. Section 5.05 requires the committee’s approval before a structure goes up or a structure’s exterior changes, and the ACC’s own page lists new homes, additions, outbuildings and fences. The HOA’s About page reaches further, sending “improvements or changes to the exterior of your home” to the committee before work begins. It depends on how the ACC reads those lines, so ask the ACC chair before any turf is ordered; the committee’s page recommends that conversation before any submission.

The committee’s resource page already lists xeriscape guides and the Town’s Lawn Replacement Program. A scaled plan that marks turf, planting beds, gardens and any green puts the ground-cover question on paper for the committee instead of leaving it to a site visit.

Colorado law · the same in every town

On a detached home, an HOA can shape backyard turf. It can’t ban it.

Colorado law says an HOA's landscaping rules may not prohibit artificial turf in the backyard of a detached single-family home, although the HOA can still adopt design and aesthetic guidelines.

How HOA approval works

C.R.S. 38-33.3-106.5(1)(i.5)(I)(A)Added by SB23-178 · in force since Aug 7, 2023

ASSOCIATIONS MAY ADOPT AND ENFORCE DESIGN OR AESTHETIC GUIDELINES OR RULES THAT APPLY TO DROUGHT-TOLERANT VEGETATIVE OR NONVEGETATIVE LANDSCAPES … EXCEPT THAT THE GUIDELINES OR RULES MUST: (A) NOT PROHIBIT THE USE OF NONVEGETATIVE TURF GRASS IN THE BACKYARD OF A UNIT OWNER'S PROPERTY

Read the signed actChecked Sep 24, 2026

  • Homes that share a wall

    For attached single-family homes that share a wall, such as townhomes, Colorado law lets an HOA restrict artificial turf to rear yards only.

    C.R.S. 38-33.3-106.5(1)(i)(I)(A)
  • Front yards

    Colorado law requires each HOA to pre-approve at least 3 water-wise garden designs for front yards, while its artificial-turf protection covers backyards only.

    C.R.S. 38-33.3-106.5(1)(i.5)(II)
  • Special districts

    Colorado law makes unenforceable any HOA covenant or special-district rule that prohibits artificial turf in the backyard of a residential property, except for attached homes and timeshare associations.

    C.R.S. 37-60-126(11)(a.5)
  • If an HOA ignores it

    If an HOA knowingly violates these Colorado landscaping protections, the homeowner must give written notice and 45 days to cure before suing for up to $500 or actual damages, whichever is greater.

    C.R.S. 38-33.3-106.5(1)(i.5)(III)

Committee, then TownOnly in Owl Lake Estates

The ACC answers first, the Town permits second, and the stricter rule governs.

Section 6.01 holds every owner to the Firestone Municipal Code as well as the covenants: “Whenever a conflict exists between the two, the more restrictive provisions shall apply.” That makes the Town’s turf rules a covenant duty on every Owl Lake lot too: a permit before installation, and a 1.75- to 3-inch pile with at least 70 ounces of face weight. Nothing in that code is written for a short putting surface; the Firestone putting-green page covers what to ask Planning.

Order matters. The ACC’s project form, last revised June 2025, advises committee approval before requesting a Town permit, gives the committee up to 30 days and says answers usually come in 1 to 2 weeks. Its boxes cover homes, additions, garages and outbuildings, and fences; turf and putting greens have no box of their own beyond Other. At the May 30, 2026 annual meeting the chair put one step ahead of both: confirm the project is allowed by Town rules before applying to the ACC.

Section 5.07 lets a structure go ahead without further approval if the committee hasn’t acted within 30 days of a complete submission. That clause speaks of structures, and a turf lawn may not be one, so get the committee’s answer in writing.

Where the water comes fromOnly in Owl Lake Estates

Owl Lake’s irrigation water is untreated ditch water, and in an average year most of it is leased.

The lake is the neighborhood’s reservoir: the covenants dedicate a perpetual right to use it for irrigation water storage, and the HOA pumps its untreated, non-potable water through pipes to the common areas and the homes. The water comes off the Coal Ridge Ditch through the Section 18 lateral. The HOA owns 11 shares of New Coal Ridge Ditch water and shares responsibility for the main and lateral ditches, and their scheduling, with Saddleback Golf Course. Its 2020 water notice put leases at 60 to 70 percent of an average season’s supply.

The lake also loses water on its own. It isn’t engineered, and CSU Extension told the HOA to expect about 1 to 3 inches of evaporation a week. By the HOA’s own arithmetic, a lake filled to roughly 7 feet at the end of one season is basically dry when the next watering season begins. The HOA sums up the system as supplemental, with “no guarantee of water.”

The 2026 seasonOnly in Owl Lake Estates

The 2026 season opened with no lake water secured and ran on leased water the HOA couldn’t store.

In April the HOA told owners to plan for little to no lake water this season. It then leased restricted water that cannot be stored. By September 1 use was outrunning supply, no more water could be leased for the year, and the ditch rider’s word was that the ditch could stop at any moment.

Lake watering runs 5 p.m. to 10 a.m. on set days for even and odd addresses, no more than 20 minutes a zone, and the HOA says it will be lenient about brown and stressed lawns. The fallback is the Town tap, which the HOA warns can be cost prohibitive, and Town customers are under Firestone’s Stage 1 restrictions. A system tied to both the tap and the lake needs an RP or RPZ backflow assembly tested every year.

A lawn zone turned into turf or a putting green no longer needs its 20-minute turns on the lake schedule, and the trees and beds around it keep theirs.

The lotsOnly in Owl Lake Estates

Lots run from just over an acre to more than four, inside pole-fence perimeters.

The two recorded plats split Owl Lake Estates into 26 lots: 16 in the 1996 first filing, from 1.022 to 1.868 acres, and 10 in the 1998 second filing, from 1.207 to 4.396 acres. The first filing also sets aside the 4.619-acre Tract A as HOA open space, and the HOA’s common areas take in the native, partly landscaped ground around the lake.

Houses stand at least 25 feet from the lot lines under Section 6.02, and the plat marks easements on the lots for drainage, gas and oil lines, irrigation, landscaping and utilities, with ditch users and utility companies keeping the right to reach them. Find them on your lot’s plat before a green or a turf panel is drawn over one. Firestone adds its own margin: 3 feet of living landscape between artificial turf and any property line.

Fences frame the design. A lot’s perimeter can take only a wooden or white vinyl pole fence up to 42 inches, interior or privacy fences may reach 6 feet in the same materials, and since the 2010 amendment every fence needs the committee’s approval first. Fence in a dog run or screen a green with a fence, and that fence goes to the ACC whatever the committee makes of the turf.

Design review · Owl Lake Estates Homeowners Association, Inc.

What the guidelines say about turf and the backyard.

Quoted from the posted guidelines, each with the date it was read. Colorado’s backyard rule sits over all of them: what the law says.

How HOA approval works Read the guidelines

  1. Owl Lake Estates' covenants require each owner to plant and keep appropriate ground cover once the house is finished, allow bare ground only in gardens, and bar poplar trees.

    Quoted in 01 above

    Declaration of CovenantsChecked Sep 26, 2026

  2. Owl Lake Estates' covenants, the members' January 13, 2010 amendments, the HOA bylaws and the ACC project form never mention artificial turf, synthetic grass or putting greens, and the covenants' one landscaping section is the ground-cover rule (read September 26, 2026).

    Quoted in 01 above

    § 6.14.Checked Sep 26, 2026

  3. Owl Lake Estates' covenants bar erecting or placing any structure on a lot, or altering a structure's exterior, until the Architectural Control Committee approves the plans.

    Quoted in 01 above

    Declaration of CovenantsChecked Sep 26, 2026

  4. The Owl Lake HOA's About page says new homes, additions, fences, improvements or changes to a home's exterior must go to the Architectural Control Committee for approval before work begins.

    Quoted in 01 above

    Owl Lake Estates HOAChecked Sep 26, 2026

  5. The Owl Lake ACC's project form, last revised June 2025, covers homes, additions, outbuildings, garages, sheds, pool houses and fences plus an Other box, gives the committee up to 30 days with typical answers in 1 to 2 weeks, and advises ACC approval before asking the Town of Firestone for a permit.

    Quoted in 02 above

    Owl Lake Estates HOAChecked Sep 26, 2026

Sources for Owl Lake Estates, Firestone, each with the date it was read15
  1. Declaration of Covenants, Conditions and Restrictions for Owl Lake Estates (recorded in Weld County 1997; Exhibit A amendments passed January 13, 2010; scanned PDF) · checked Sep 26, 2026
  2. Bylaws of Owl Lake Estates Homeowners Association, Inc. (scanned PDF) · checked Sep 26, 2026
  3. Owl Lake Estates HOA, Architectural Control Committee page · checked Sep 26, 2026
  4. Owl Lake Estates HOA, Homeowner Project Plan for the ACC (last revision June 2025) · checked Sep 26, 2026
  5. Owl Lake Estates HOA, ACC and Water Resources page · checked Sep 26, 2026
  6. Owl Lake Estates HOA, About Owl Lake Estates page · checked Sep 26, 2026
  7. Owl Lake Estates HOA, 2026 Annual Meeting minutes (May 30, 2026; not yet approved) · checked Sep 26, 2026
  8. Owl Lake Estates HOA, home page: irrigation status and 2026 water restrictions (update of Sept 1, 2026) · checked Sep 26, 2026
  9. Owl Lake Estates HOA, Irrigation Water page · checked Sep 26, 2026
  10. Owl Lake Estates HOA, Important Irrigation Water Notice (revised for 2020) · checked Sep 26, 2026
  11. Owl Lake Estates HOA, April 2026 newsletter · checked Sep 26, 2026
  12. Final Plat, Owl Lake Estates Subdivision to the Town of Firestone (recorded 1996) · checked Sep 26, 2026
  13. Plat, Owl Lake Estates 2nd Subdivision to the Town of Firestone (recorded 1998) · checked Sep 26, 2026
  14. Firestone Development Code 16.6.4, Landscaping, screening, and fencing (codified through Ord. No. 1072, Dec. 10, 2025) · checked Sep 26, 2026
  15. Town of Firestone, Current Water Conditions: Stage 1 Drought · checked Sep 26, 2026

Next step

Let’s walk your yard.

Tell us what you want and how to reach you. We’ll set a time to see the yard.

What are we building?

Pick any that apply.

Where’s the yard?

We work from Wellington to Longmont.

Roughly how big is it?

A guess is fine. We measure when we walk the yard.

Two quick ones.

Is there an HOA or metro district?

When would you like it done?

How should we reach you?

We’ll get in touch to set a time to walk the yard.

Best way to reach you

Rather talk it through? Call 720-630-0108

Step 1 of 5Your project

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